Qualifications:
• Fellow of the Canadian Institute of Actuaries
• Fellow of the Society of Actuaries
• Certified Actuary
• Actuarial Consultant
• Actuarial Science
Specialization Focus:
• Actuarial Valuation
• Actuarial Investigations
• Actuarial Science
• Professional Liability Insurance
• Mergers & Acquisitions
• Canadian Pension Plans
• Government Program Public Policies
• Government Benefit Programs
• Retiree Health Benefits
Number of years as an expert: 15
Number of times retained, deposed, testimony: 10 +
• Fellow of the Canadian Institute of Actuaries
• Fellow of the Society of Actuaries
• Certified Actuary
• Actuarial Consultant
• Actuarial Science
Specialization Focus:
• Actuarial Valuation
• Actuarial Investigations
• Actuarial Science
• Professional Liability Insurance
• Mergers & Acquisitions
• Canadian Pension Plans
• Government Program Public Policies
• Government Benefit Programs
• Retiree Health Benefits
Number of years as an expert: 15
Number of times retained, deposed, testimony: 10 +
Joseph F. Nunes is an actuarial consultant, educator, entrepreneur, and expert witness. He consults in all aspects of actuarial valuation, appraisals, transactions, regulatory compliance, taxation and M & A related litigation. Presently, he is the Executive Chairman of Actuarial Solutions, Inc., an actuarial and expert witness consultancy located in Ontario.
Mr. Nunes provides unbiased expert opinions, investigations, research, depositions, and testimony for both plaintiff and defense attorneys. He bases his opinions on professional experience, academic expertise, research, and the evidence-based facts of each case.
Mr. Nunes is an invaluable asset to attorneys while navigating actuarial, government policies, government programs and tax related litigation. His diverse experience as an actuarial consultant, educator, executive and expert witness enables him to deliver clear & concise opinions to ensure that complex financial terminology and data can be understood by any audience. As a multi-subject matter expert, he is highly proficient in evaluating the accuracy, appropriateness, and reliability of other opposing experts' data & opinions, which increases efficiency and positive case outcomes.
Education:
• ICD-Rotman, Directors Education Program (2017)
• Canadian Institute of Actuaries, Fellow (1997)
• Society of Actuaries, Fellow (1997)
• University of Waterloo, B.Sc., Mathematics (1989)
Professional Experience:
• Actuarial Solutions Inc., Executive Chairman, President (1998-Present)
• Pencomp Management Ltd., Vice President (1995-1998)
• William M. Mercer Limited, Actuarial Analyst (1987-1995)
Directorships:
Canadian Institute of Actuaries (CIA)
• Governance and Nominations Committee Member (2020-Present)
• HR Finance, Audit & Risk Committee Member (2013-2015, 2020-Present)
• Director, Board of Directors (2005-2008, 2012-2015, 2020-2022)
Canadian Automobile Association-South Central Ontario (CAA)
• Conduct Review Committee, Chair (2016)
• Human Resources Committee Member (2016)
• Board of Directors, Director (2015-2016)
• Audit & Risk Committee Member (2015-2016)
• Nominating & Governance Committee Member (2015-2016)
Professional Appointments:
Mr. Nunes has been appointed to numerous industry related professional appointments for associations, institutions, corporations and events.
Some select examples include:
Canadian Institute of Actuaries (CIA)
• Board of Directors, Director (2005-2008, 2012-2015, 2020-2022)
• Governance and Nominations Committee Member (2020-2022)
• HR Finance, Audit & Risk Committee Member (2013-2015, 2020-2022)
• Working Group Review Access-CIA Publications, Member (2021)
• Professionalism Workshop, Facilitator (2018-2020)
• CIA Discipline Process Review, Task Force Member (2019-2020)
• Professional Conduct Committee Member (2018-2020)
• Pension Advisory Committee Chair (2018-2019)
• Pension Advisory Committee-Federal Solvency, Subcommittee Member (2018)
• Retirement Age Task Force, Co-Champion (2017-2019)
• Business & Communications Education Subcommittee Chair (2016-2018)
• Elections Committee Member (2015-2018)
• Blue Ribbon Task Force-Public Policy Statements, Vice-Chair (2016)
• Practice Council Member (2012-2013)
• Post-Employment Benefit Plans Committee, Board Liaison (2012-2013)
• Continuing Education Committee Chair (2008-2010)
• Professional Liability Insurance Advisory Committee Chair (2006-2008)
• Membership Services Council Member (2005-2007)
• Corporate Governance Task Force Member (2005-2006)
• Communications Task Force Member (2001-2002)
College of Nurses of Ontario
• Compensation Sub-Committee. Member, Chair (2018-Present, 2019-2021)
• Finance Committee Member (2019-2021)
Windsor Cancer Centre Foundation
• Governance Committee Member (2016-2021)
FSRA – OSFI
• Contribution Pension Plans-Technical Advisory Review, Committee Member (2020-2021)
United Church of Canada
• Risk Assessment Working Group Chair (2013-2015)
• Pension Plan Advisory Committee Member (2012-2015)
Society of Actuaries (SOA)
• Professional Conduct Task Force Member (2020-2022)
• Nomination Committee Member (2012-2015)
Teaching Experience:
• University of Windsor, Actuarial Professional Practice Lecturer (2020)
Publications:
• Author: “Rent vs. Buy - A personal risk management framework”, Canadian Institute of Actuaries, July 2023
• Co-Author: “Protecting pensioners of traditional defined benefit plans”, Canadian Institute of Actuaries, September 2021
• Author: “Head to Head: Should Canadian policy-makers facilitate a workplace emergency savings benefit?” Benefits Canada, April 2021
• Author: “Replacing Ontario’s Pension Benefits Guaranteed Fund”, C.D. Howe Institute, January 2021
• Author: “The power of postponed retirement”, C.D. Howe Institute, March 2020
• Author: “Postponing retirement new reality for older workers”, Exchange Magazine, March 2020
• Author: “Is bigger always better?”, Benefits and Pensions Monitor, November 2019
• Author: “Time for boomers to wake up about retirement” C.D. Howe, April 2019
• Co-Author: “Retire later for greater benefits”, Canadian Institute of Actuaries, April 2019
• Author: “Shift towards DC approach to health benefits inevitable,” Benefits Canada, June 2017
• Author: “The ORPP is good in theory, bad in practice,” Benefits Canada, July/August 2015
• Author: “The Great CPP Debate: Expanding the CPP is a bad idea,” Benefits Canada, February 2014
Speaking Engagements:
Conferences, Seminars, Symposiums & Summits:
• Actuarial Students National Association, “Approximation, materiality & judgment” (2020)
• ACPM, “Decumulate or bust? Fresh perspectives on retirement Income” (2019)
• CIA Annual Conference “I’m not crazy, I’m just not you, the psychology of actuaries” (2019)
• Manulife,“Dialogue 2019 – Stabilizing pension funding in an uncertain world” (2019)
• Benefits & Pension Summit, “Planning for tomorrow, today” (2019)
• Benefits Canada’s Benefit and Pension Summit, “Old problems, new numbers: Retirement in today’s economy,” (2018)
• Benefits Canada’s Benefits & Pension Summit, “DC plans: What's working, what's not & what's next?,” (2018)
• TRG Group Annual Retirement Symposium “Defined Contribution-past, present and future” (2018)
• ISCEBS Symposium,“Making DC great again” (2018)
• Osgoode Hall, The Osgoode Certificate in Pension Law Conference, “Canada’s retirement system,” (2018)
• ISCEBS Employee Benefits Symposium“, Quick Hits: 5 ideas about pensions in 50 minutes,” (2017)
• Canadian Employee Benefits Conference, “Old problems, new numbers,” (2017)
• Canadian Employee Benefits Conference, "Canada pension plan road map,” (2017)
• Canadian Employee Benefits Conference, “Actuarial mumbo-jumbo: An insider’s look at actuarial valuation reports,”(2016)
• Fasken Martineau Institute, "The Employer’s Guide to the Ontario Retirement Pension Plan" (2016)
• Canadian Employee Benefits Conference, “Strategic thinking for trustees: How can your actuary help?”(2016)
• ISCEBS Employee Benefits Symposium, "Canada pension plan expansion: What’s new & what’s next?” (2016)
• SPM Valued Advisor Program. “The Ontario Retirement Pension Plan,”, (2016)
• CPBI London, “The Ontario Retirement Pension Plan: What to expect and what to do about it,” (2015)
• Toronto Board of Trade Panelist “2015 Pension Summit”, (2015)
Webinars:
• Canadian Institute of Actuaries, “The shifting ground of pension design: reflections on risk and reporting”, (2020)
• Benefits Canada, “2020 CAP Member Survey: Retirement savings and financial well-being in the era of coronavirus” (2020)
• Benefits Canada “2019 CAP Member Survey: A deeper dive into plan members’ retirement readiness” (2019)
Mr. Nunes provides unbiased expert opinions, investigations, research, depositions, and testimony for both plaintiff and defense attorneys. He bases his opinions on professional experience, academic expertise, research, and the evidence-based facts of each case.
Mr. Nunes is an invaluable asset to attorneys while navigating actuarial, government policies, government programs and tax related litigation. His diverse experience as an actuarial consultant, educator, executive and expert witness enables him to deliver clear & concise opinions to ensure that complex financial terminology and data can be understood by any audience. As a multi-subject matter expert, he is highly proficient in evaluating the accuracy, appropriateness, and reliability of other opposing experts' data & opinions, which increases efficiency and positive case outcomes.
Education:
• ICD-Rotman, Directors Education Program (2017)
• Canadian Institute of Actuaries, Fellow (1997)
• Society of Actuaries, Fellow (1997)
• University of Waterloo, B.Sc., Mathematics (1989)
Professional Experience:
• Actuarial Solutions Inc., Executive Chairman, President (1998-Present)
• Pencomp Management Ltd., Vice President (1995-1998)
• William M. Mercer Limited, Actuarial Analyst (1987-1995)
Directorships:
Canadian Institute of Actuaries (CIA)
• Governance and Nominations Committee Member (2020-Present)
• HR Finance, Audit & Risk Committee Member (2013-2015, 2020-Present)
• Director, Board of Directors (2005-2008, 2012-2015, 2020-2022)
Canadian Automobile Association-South Central Ontario (CAA)
• Conduct Review Committee, Chair (2016)
• Human Resources Committee Member (2016)
• Board of Directors, Director (2015-2016)
• Audit & Risk Committee Member (2015-2016)
• Nominating & Governance Committee Member (2015-2016)
Professional Appointments:
Mr. Nunes has been appointed to numerous industry related professional appointments for associations, institutions, corporations and events.
Some select examples include:
Canadian Institute of Actuaries (CIA)
• Board of Directors, Director (2005-2008, 2012-2015, 2020-2022)
• Governance and Nominations Committee Member (2020-2022)
• HR Finance, Audit & Risk Committee Member (2013-2015, 2020-2022)
• Working Group Review Access-CIA Publications, Member (2021)
• Professionalism Workshop, Facilitator (2018-2020)
• CIA Discipline Process Review, Task Force Member (2019-2020)
• Professional Conduct Committee Member (2018-2020)
• Pension Advisory Committee Chair (2018-2019)
• Pension Advisory Committee-Federal Solvency, Subcommittee Member (2018)
• Retirement Age Task Force, Co-Champion (2017-2019)
• Business & Communications Education Subcommittee Chair (2016-2018)
• Elections Committee Member (2015-2018)
• Blue Ribbon Task Force-Public Policy Statements, Vice-Chair (2016)
• Practice Council Member (2012-2013)
• Post-Employment Benefit Plans Committee, Board Liaison (2012-2013)
• Continuing Education Committee Chair (2008-2010)
• Professional Liability Insurance Advisory Committee Chair (2006-2008)
• Membership Services Council Member (2005-2007)
• Corporate Governance Task Force Member (2005-2006)
• Communications Task Force Member (2001-2002)
College of Nurses of Ontario
• Compensation Sub-Committee. Member, Chair (2018-Present, 2019-2021)
• Finance Committee Member (2019-2021)
Windsor Cancer Centre Foundation
• Governance Committee Member (2016-2021)
FSRA – OSFI
• Contribution Pension Plans-Technical Advisory Review, Committee Member (2020-2021)
United Church of Canada
• Risk Assessment Working Group Chair (2013-2015)
• Pension Plan Advisory Committee Member (2012-2015)
Society of Actuaries (SOA)
• Professional Conduct Task Force Member (2020-2022)
• Nomination Committee Member (2012-2015)
Teaching Experience:
• University of Windsor, Actuarial Professional Practice Lecturer (2020)
Publications:
• Author: “Rent vs. Buy - A personal risk management framework”, Canadian Institute of Actuaries, July 2023
• Co-Author: “Protecting pensioners of traditional defined benefit plans”, Canadian Institute of Actuaries, September 2021
• Author: “Head to Head: Should Canadian policy-makers facilitate a workplace emergency savings benefit?” Benefits Canada, April 2021
• Author: “Replacing Ontario’s Pension Benefits Guaranteed Fund”, C.D. Howe Institute, January 2021
• Author: “The power of postponed retirement”, C.D. Howe Institute, March 2020
• Author: “Postponing retirement new reality for older workers”, Exchange Magazine, March 2020
• Author: “Is bigger always better?”, Benefits and Pensions Monitor, November 2019
• Author: “Time for boomers to wake up about retirement” C.D. Howe, April 2019
• Co-Author: “Retire later for greater benefits”, Canadian Institute of Actuaries, April 2019
• Author: “Shift towards DC approach to health benefits inevitable,” Benefits Canada, June 2017
• Author: “The ORPP is good in theory, bad in practice,” Benefits Canada, July/August 2015
• Author: “The Great CPP Debate: Expanding the CPP is a bad idea,” Benefits Canada, February 2014
Speaking Engagements:
Conferences, Seminars, Symposiums & Summits:
• Actuarial Students National Association, “Approximation, materiality & judgment” (2020)
• ACPM, “Decumulate or bust? Fresh perspectives on retirement Income” (2019)
• CIA Annual Conference “I’m not crazy, I’m just not you, the psychology of actuaries” (2019)
• Manulife,“Dialogue 2019 – Stabilizing pension funding in an uncertain world” (2019)
• Benefits & Pension Summit, “Planning for tomorrow, today” (2019)
• Benefits Canada’s Benefit and Pension Summit, “Old problems, new numbers: Retirement in today’s economy,” (2018)
• Benefits Canada’s Benefits & Pension Summit, “DC plans: What's working, what's not & what's next?,” (2018)
• TRG Group Annual Retirement Symposium “Defined Contribution-past, present and future” (2018)
• ISCEBS Symposium,“Making DC great again” (2018)
• Osgoode Hall, The Osgoode Certificate in Pension Law Conference, “Canada’s retirement system,” (2018)
• ISCEBS Employee Benefits Symposium“, Quick Hits: 5 ideas about pensions in 50 minutes,” (2017)
• Canadian Employee Benefits Conference, “Old problems, new numbers,” (2017)
• Canadian Employee Benefits Conference, "Canada pension plan road map,” (2017)
• Canadian Employee Benefits Conference, “Actuarial mumbo-jumbo: An insider’s look at actuarial valuation reports,”(2016)
• Fasken Martineau Institute, "The Employer’s Guide to the Ontario Retirement Pension Plan" (2016)
• Canadian Employee Benefits Conference, “Strategic thinking for trustees: How can your actuary help?”(2016)
• ISCEBS Employee Benefits Symposium, "Canada pension plan expansion: What’s new & what’s next?” (2016)
• SPM Valued Advisor Program. “The Ontario Retirement Pension Plan,”, (2016)
• CPBI London, “The Ontario Retirement Pension Plan: What to expect and what to do about it,” (2015)
• Toronto Board of Trade Panelist “2015 Pension Summit”, (2015)
Webinars:
• Canadian Institute of Actuaries, “The shifting ground of pension design: reflections on risk and reporting”, (2020)
• Benefits Canada, “2020 CAP Member Survey: Retirement savings and financial well-being in the era of coronavirus” (2020)
• Benefits Canada “2019 CAP Member Survey: A deeper dive into plan members’ retirement readiness” (2019)
Owned By Joseph Nunes
Websitehttps://www.actuarialsolutionsinc.com/
LinkedInhttps://www.linkedin.com/in/joe-nunes-b2a4246/
Phone519-979-4600
Whatsapp Business+1519-979-4600
Emailjoe@actuarialsolutionsinc.com
Joseph Nunes-CV
Location:Toronto, ON